Last Updated: August 15, 2025

Welcome to Dhanvitra. By visiting, browsing, or using our website located at https://dhanvitra.com (“Website”), you agree to comply with and be bound by these Terms & Conditions (“Terms”). These Terms are a legally binding agreement between you (“User,” “You,” or “Your”) and Dhanvitra (“We,” “Us,” or “Our”). They govern your use of all content, services, resources, and tools provided through our Website. If you do not agree with these Terms in whole or in part, you must stop using the Website immediately. Your continued use after any updates means you accept the revised Terms.

1. Purpose and Scope

Dhanvitra is a finance-focused blog dedicated to delivering educational and informational content related to personal finance, investment strategies, market trends, budgeting techniques, savings tips, financial planning, and general money management. The Website may include articles, research summaries, case studies, charts, infographics, videos, and opinion pieces from our authors and guest contributors. The information is provided on an “as is” basis, without warranties, and is intended for informational purposes only.

2. Eligibility

To use the Website, you must be at least 18 years old or the legal age of majority in your jurisdiction. By using the Website, you confirm that you meet this requirement and that you have the legal capacity to agree to these Terms. If you use the Website on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.

3. Acceptable Use of the Website

You commit to utilizing the Website in a responsible and legal manner. You should not:

• Do not share, publish, or send any unlawful, insulting, inappropriate, offensive, or harmful content.

• Use the Website to engage in fraud, scams, or other unethical behavior.

• Attempt to hack, bypass security systems, or gain unauthorized access to any part of the Website.

• Use automated bots, scrapers, or similar tools to collect data without permission.

• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

• Disrupt or overload the Website’s functionality, including attempting to disable its servers or infrastructure.

Violation of these rules may result in immediate suspension or permanent termination of your access to the Website without notice.

4. Intellectual Property Rights

All text, graphics, images, videos, code, layout, design, and other materials on Dhanvitra are owned or licensed by us and are protected under copyright, trademark, and other intellectual property laws. You are granted a limited, revocable, non-exclusive license to access and use the Website for personal, non-commercial purposes. You may share publicly available blog posts with proper credit and a direct link to the original page. Any other use, including reproduction, modification, distribution, or commercial exploitation, is prohibited without our prior written consent.

5. User Contributions and Content Submissions

If you submit content to our Website, including comments, suggestions, or guest articles (“Contributions”), you grant us a perpetual, worldwide, royalty-free, non-exclusive license to use, reproduce, adapt, and display your content in any form or medium. You confirm that your Contributions are original, accurate, lawful, and do not infringe the rights of others. We reserve the right to review, edit, or remove Contributions at our discretion.

6. Financial Information Disclaimer

The content on Dhanvitra is provided for general educational and informational purposes only. We do not hold any licenses as financial advisors, accountants, or legal experts. Nothing on the Website constitutes personalized financial, investment, legal, or tax advice. It is advisable to seek advice from a certified expert before taking any financial actions. You acknowledge that your financial situation is unique and that you are solely responsible for evaluating the appropriateness of any information before acting on it.

7. Risk Warning

Investing and financial decision-making carry inherent risks. Markets can fluctuate, investment values can go down as well as up, and there is no guarantee of profits. Previous results cannot be seen as a trustworthy measure for what may happen in the future. You should never invest money you cannot afford to lose. By using this Website, you acknowledge and accept that you bear full responsibility for your financial decisions and any resulting outcomes.

8. No Guarantee of Results

While we strive to offer accurate and helpful financial insights, we do not guarantee that following our strategies, recommendations, or resources will result in any particular financial outcome. Results vary due to individual circumstances, market conditions, and factors beyond our control.

9. Affiliate Disclosure

Dhanvitra may participate in affiliate marketing programs, meaning we may earn commissions from qualifying purchases made through affiliate links on the Website. These fees are included at no extra charge for you. Our editorial content is not influenced by these relationships, and we disclose such links in compliance with applicable laws.

10. Third-Party Content and Links

The Website may contain links to external sites or display third-party advertisements. These third-party websites operate independently from us, and we are not responsible for their content, policies, or business practices. Accessing them is at your own risk. We encourage you to review their terms and privacy policies before interacting with them.

11. Content Accuracy and Availability

While we make reasonable efforts to ensure the accuracy and timeliness of our content, we cannot guarantee that all information will always be complete, current, or error-free. Financial data and market information may change without notice. We can change, adjust, or delete information whenever we choose. We also do not guarantee uninterrupted, secure, or error-free access to the Website.

12. Limitation of Liability

To the maximum extent permitted by law, Dhanvitra, its owners, employees, contributors, and affiliates will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or reliance on, the Website or its content. This includes loss of profits, opportunities, data, or business, whether in contract, tort, or otherwise.

13. Indemnification

You agree to indemnify and hold harmless Dhanvitra, its owners, employees, and partners from any claims, losses, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Website, or your violation of any law or third-party rights.

14. Privacy Policy

Your interaction with the Website is also governed by our Privacy Policy, which explains how we gather, utilize, and protect your data. When you utilize the Website, you agree to the data management methods outlined in the Privacy Policy.

15. Changes to the Terms

We maintain the authority to amend or change these Terms whenever we see fit, without giving prior notice. Updates will be posted on this page with the revised “Last Updated” date. It is your duty to frequently check these Terms to remain updated. By continuing to use the Website once changes have been made public, you agree to the revised Terms.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of India/Bihar, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts located in Bihar.

17. Severability

If any provision of these Terms is deemed invalid, illegal, or unenforceable by a court, the remaining provisions will continue in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and Dhanvitra regarding your use of the Website, superseding any prior agreements or understandings, whether written or oral.

19. Contact Information

If you have any inquiries regarding these Terms and Conditions, feel free to reach out to us:
Email: contact@dhanvitra.com
Website: https://dhanvitra.com
Contact Page: https://dhanvitra.com/contact-us